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Expense Tracker
Track spending, manage budget, and save money.
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Why Track Expenses?
[Image of tracking finances]Tracking expenses is the first step to financial freedom. It answers the question: "Where did all my money go?"
Most people underestimate their spending by 20-30%. By logging every purchase, you become aware of your habits, which helps you cut unnecessary costs and save more.
The "Latte Factor"
Small, daily expenses (like a coffee, a snack, or a subscription) often go unnoticed but add up to a huge amount over a year.
Example: ₹100 coffee daily = ₹3,000/month = ₹36,000/year. That's the price of a flight ticket!
3 Golden Rules of Budgeting
- Pay Yourself First: As soon as you get your salary, move 20% to savings *before* you start spending.
- Track Every Rupee: Use this tool to log even the smallest expense.
- The 24-Hour Rule: For any non-essential purchase, wait 24 hours. If you still want it, buy it. Often, the impulse will fade.